| A |
| Access, Shareholder List |
91-03 |
| Accident Insurance, Sale of by
Bank |
89-06 |
| Acquire Real Property for Swap,
Bank Premises |
93-07.1 |
| Advisory Services, Financial,
General Banking Business |
89-07 |
| Affiliate (80% commonly owned),
Affiliate Transactions, Lending Limit, Low Quality Assets |
94-22 |
| Affiliate Bank, Letters of Credit,
Lending Limits |
90-16 |
| Affiliate
Bank, Employees Attending Trust Committee Meetings |
10-01 |
| Affiliate, Covered Transaction,
Bank Holding Company Stock Loan |
87-01 |
| Affiliate (80% owned), exemption,
lending limit, collateral requirements |
93-31 |
| Affiliate Facility, Savings and
Loan Association, Savings Bank |
93-15 |
| Affiliate Transactions, Affiliate
(80% commonly owned), Lending Limit, Low Quality Assets |
94-22 |
| Affiliates (Not Disclose to),
Customer Financial Records |
93-10
Rescinded |
| Agency, Farm Real Estate Brokerage,
Trust Company |
95-11 |
| Aggregation, Corporate Loan, Guarantee,
Individual Loans, Partnership Loan |
90-02 |
| Aggregation, General Partner's
Loans, Limited Recourse, Limited Partnership |
94-06 |
| Aggregation, Guarantee of Loan
by Corporation, Lending Limit |
92-13 |
| Aggregation, Limited Partner (Loan
to), Limited Partnership (Loan to) |
90-08 |
| Aggregation of Loans, Limited
Liability Company, Member Borrowings |
95-10
01-02
01-03
01-04
01-05 |
| Appraisals, Qualified Real Estate
Loan, Loan Participation |
94-18 |
| Appraisals, Qualified Real Estate
Loan, Technical Deficiency |
91-10 |
| Appraiser (Independent), Bank
Officer, Qualified Real Estate Loans |
93-14 |
| Approval (Not Required), Loan
Production Office |
91-21 |
| Armored Car Service, Branch (Not),
Deposit (Credited When Received by Bank) |
91-23 |
| Assignee for Benefit of Creditors,
Certificate of Authority Not Required |
95-12 |
| ATM Access, Depository Receptacle |
92-04 |
| ATM (Mobile), Riverboat |
92-01 |
| ATM, Mobile |
90-21
Rescinded |
| ATM, Proprietary Advertising |
94-02 |
| ATM's, Establisher of |
85-04 |
| ATM's, Establishment of |
96-07 |
| Automatic Teller Machine, Branch
(Not) |
91-19
Rescinded |
| Back
to the Top
B |
| Bancorp, Bancorporation or Bancshares,
Not Prohibited Use of Bank, Banker or Banking |
88-08 |
| Bank, Banker, Banking, Merchant
"Bank", Corporate Name, Not Permitted |
90-06 |
| Bank Charter (Date of), Conversion,
Trust Company Certificate of Authority (Date of) |
91-26 |
| Bank, Banker or Banking, Bancorp,
Bancorporation or Bancshares Not Prohibited Use of |
88-08 |
| Bank Holding Company, Incorporator
of Interim State Bank |
93-17 |
| Bank Holding Company Stock, Incorporators,
Stock Ownership |
95-14
Rescinded |
| Bank Holding Company Stock Loan,
Affiliate, Covered Transaction |
89-11 |
| Bank Holding Company, Voting Trust |
89-01 |
| Bank Officer, Appraiser (Independent),
Qualified Real Estate Loans |
93-14 |
| Bank Premises, Acquire Real Property
for Swap |
93-07.1 |
| Bank, Real Estate, Employee Parking
Lot |
93-09 |
| Banking Business, Foreign Bank
Representative Office, Solicit Customers, Accept Deposits/Make Loans(Not) |
91-12 |
| Bond Registrar, Fiduciary Business,
Certificate of Authority |
94-17 |
| Branch, Courier Service (Bank
operated) |
94-25 |
| Branch, EFT Switch, Connection
(direct) Main Office |
96-03 |
| Branch, Home Banking Service,
Personal Computer |
90-03 |
| Branch, loan production office
(LPO) |
98-04 |
| Branch (Not), Armored Car Service,
Deposit (Credited When Received by Bank) |
91-23 |
| Branch (Not), Automatic Teller
Machine |
91-19 |
| Branch (Not), National Bank, Development
Credit Corporation Investment |
91-32 |
| Branch (Not), Out-of-State Agent
for State Bank |
93-04 |
| Branch (Not), Senior Citizen Banking
Facility |
92-03
98-08 |
| Branches, Deposit Receptacles,
Night Depositories |
94-10 |
| Branches,
Naming/Adopted Names |
09-01 |
| Branching, De Novo |
04-01 |
| Brokerage |
97-06 |
| Back
to the Top
C |
| Call Report, Publication, Newspaper,
Community |
94-20
Rescinded |
| Cash only ATM's, Establishment
of |
96-07 |
| Certificate of Authority, Bond
Registrar, Fiduciary Business |
94-17 |
| Certificate of Authority (broker),
Deposit with Broker, Securities in Fiduciary Accounts Act |
95-09 |
| Certificate of Authority Not Required,
Assignee for Benefit of Creditors |
95-12 |
| Certificate of Deposit, Investment
Limit |
85-06
02-01 |
| Certificate of Deposit, Pledged
Segregated Deposit Account, Lending Limit Exception |
91-11 |
| Change of Control, Corporate Reorganization, |
89-15 |
| Change of Control, Employee Stock
Ownership Plan |
90-11 |
| Change in Control, Out-of-State
Bank Holding Company, Merger |
93-08 |
| Change of Control (Not), Proxies,
Solicitation of Revocable Written Proxies |
92-06 |
| Charter Amendment, Contribution
to Surplus (No Stock Issued) |
92-11 |
| Charter Amendment, Cumulative
Voting Rights, Elimination |
90-01 |
| Check Printer and Check Number
Act |
98-07 |
| Check Printer and Check Number
Act, Verification Requirements |
98-14 |
| Collateral, Deposit Account of
Guarantor, Lending Limit, Guarantee Form |
93-26 |
| Collateral, Medicaid Payment Rights,
Lending Limit (Exceptions and Exemptions) |
91-20 |
| Collateral requirements, Affiliate
(80% owned), exemption, lending limit |
93-31 |
| Collateralize Deposits, Grantees
of Public Agencies, Public Funds |
91-04 |
| Collateralized Mortgage Obligations,
Marketable Investment Securities, Community Development |
91-05 |
| Collection Services, State Bank
Not Bill Collection Agency |
88-04 |
| Colleges, temporary banking locations
soliciting student accounts |
97-05 |
| Commissioner Approval, Foreign
Banking Office Act, Powers, Derivatives Trade or Holding |
95-15 |
| Common Directors--Bank and Holding
Company, Consolidated Board Meetings and Minutes, |
95-13 |
| Community, Call Report, Publication,
Newspaper |
94-20 |
| Community Development, Joint Venture,
Industrial Park |
90-25 |
| Community Development, Limited
Partnership, Condominiums for Disabled and Low-Income |
89-16 |
| Community Development, Marketable
Investment Securities, Collateralized Mortgage Obligations |
91-05 |
| Condominiums for Disabled and
Low-Income, Limited Partnership, Community Development |
89-16 |
| Confidential Supervisory Information,
Disclosure to Bank's Insurance Company |
02-05 |
| Confidentiality of Customer Financial
Records |
01-01 |
| Connection (direct) Main Office,
EFT Switch, Branch |
96-03 |
| Consolidated Board Meetings and
Minutes, Common Directors--Bank and Holding Company |
95-13 |
| Consumer Installment Loan Act,
Disclosure, Rule of 78's. |
92-14 |
| Consumer Installment Loan Act,
Late Charges, Interest Act |
92-02 |
| Contract, Interest Rate, State
Bank, Rate (agreed) |
94-21 |
| Contractual Deposit-taking Relationships,
Nonaffiliated Banks |
02-02 |
| Contribution to Building Fund
Bank Trade Association, Incidental Power |
91-25 |
| Contribution to Surplus (No Stock
Issued), Charter Amendment |
92-11 |
| Conversion, Bank Charter (Date
of), Trust Company Certificate of Authority (Date of) |
91-26 |
| Corporate Fiduciary Act Certificate,
Foreign Banking Office Act Certificate |
94-15 |
| Corporate Fiduciary, Investment
of Trust Assets |
02-01 |
| Corporate Fiduciary, Investment
of Trust Assets, Mutual fund, Fee for Services to Mutual Fund, Disclosures,
Reasonable Fees |
94-09 |
| Corporate Fiduciary, Investment
of Ward's Assets |
02-01 |
| Corporate Fiduciary, Permitted
Investment of Trust Assets, Mutual Fund, Fee to Corporate Fiduciary |
96-05 |
| Corporate Fiduciary, Securities
Lending Permitted |
92-12 |
| Corporate Loan, Guarantee, Aggregation,
Individual Loans, Partnership Loan |
90-02 |
| Corporate Name, Merchant "Bank",
Not Permitted, Bank, Banker, Banking |
90-06 |
| Corporate Reorganization, Change
of Control |
89-15 |
| Corporation (Not in Banking Business),
Equipment Financing |
93-20 |
| Correspondent Services, Deposit-taking |
02-02 |
| Courier Service (Bank operated),
Branch |
94-25 |
| Covered Transaction, Affiliate,
Bank Holding Company Stock Loan |
89-11 |
| Credit Card Bank, Subsidiary,
Limited Purpose Bank |
91-13 |
| Credit Card Receivables, Low Quality
Assets (Past Due Accounts), Sale to Affiliate |
87-04 |
| Credit Insurance, Unemployment |
93-24 |
| Credit Life Insurance, Sale of
by Bank |
89-06 |
| Cumulative Voting Rights, Elimination,
Charter Amendment |
90-01 |
| Customer Financial Records, Disclosure
Prohibited by Federal Law, Subpoena (Notice of) |
93-03 |
| Customer Information, Disclosure
to Bonding Company |
85-03
Rescinded |
| Back
to the Top
D |
| Data Processing Services |
98-11 |
| Data Transmission Services |
98-11 |
| De Novo Branching |
04-01 |
| Debit Card System (University
), General Banking Business |
91-02 |
| Debt Cancellation Agreement, Incidental
Power, General Banking Business |
94-11 |
| Deferred Compensation Plan Funding,
Life Insurance |
90-13 |
| Delegation, Discretionary Investment
Authority, Oversight Procedures |
92-18 |
| Deposit Account of Guarantor,
Collateral, Lending Limit, Guarantee Form |
93-26 |
| Deposit with Broker, Securities
in Fiduciary Accounts Act, Certificate of Authority (broker) |
95-09 |
| Deposit (Credited When Received
by Bank), Armored Car Service, Branch (Not) |
91-23 |
| Deposit Guaranty Bonds (deposits
in excess FDIC Insurance), Senior Citizen Banking Facility |
94-04 |
| Deposit Receptacles, Night Depositories,
Branches |
94-10 |
| Depository Receptacle, ATM Access |
92-04 |
| Derivatives |
13-01 |
| Derivatives Trade or Holding,
Foreign Banking Office Act, Powers, Commissioner Approval |
95-15 |
| Development Credit Corporation
Investment, National Bank, Branch (Not) |
91-32 |
| Director, Advisory, Director Emeritus |
90-18 |
| Director Emeritus, Advisory Director |
90-18 |
| Directors, Change Number of |
98-02 |
| Directors, Number of |
90-15 |
| Directors, Number of Directors
(Less Than Five), Outside Director Required |
91-30 |
| Directors, Number of, Shareholders
Vote |
90-09 |
| Disclosure of Confidential Customer
Information to Bonding Company |
85-03 |
| Disclosure, Consumer Installment
Loan Act, Rule of 78's. |
92-14 |
| Disclosure, Examination Report,
Out-of-State Bank Regulator |
91-07 |
| Disclosure Prohibited by Federal
Law, Subpoena (Notice of), Customer Financial Records |
93-03 |
| Disclosures, Corporate fiduciary,
Investment of trust assets, Mutual fund, Fee for Services to Mutual
Fund, Reasonable Fees |
94-09 |
| Disclosures, Federal Equal Credit
Opportunity, Credit Card Issuance Act |
94-14 |
| Discount Brokerage Services, General
Banking Business |
89-10 |
| Discretionary Investment Authority,
Delegation, Oversight Procedures |
92-18 |
| Dissemination of Electronic Information |
01-06 |
| Divestiture, ORE, Transfer to
Bank Holding Company |
91-27 |
| Dollar Roll Transaction, Fixed
Coupon |
89-09 |
| Drafts, Letters of Credit, Automatic
Renewal |
90-12 |
| Back
to the Top
E |
| Early Cancellation Fee, Home Equity
Line of Credit, Revolving Credit Plan, Financial Services Development
Act |
96-01 |
| EFT Surcharge Notice Requirement |
06-01 |
| EFT (Electronic Funds Transfer)
Network, Permitted Investment |
92-16 |
| EFT Switch, Connection (direct)
Main Office, Branch |
96-03 |
| Electronic Mail, Conduct Business
via, Board of Directors |
02-08 |
| Employee Benefit Trust, Permissible
Investment, Vacation Home |
94-23 |
| Employee Parking Lot, Bank, Real
Estate |
93-09 |
| Employee Residence, Purchase,
Transferred Employee |
95-01 |
| Employee Stock Ownership Plan,
Change of Control |
90-11 |
| Employment Security (Illinois
Department of), Visitation (exclusive), Unemployment Tax Records |
95-03 |
| Energy Derivatives, Foreign Bank,
Management and Controls |
94-19 |
| Equipment Financing, Corporation
(Not in Banking Business) |
93-20 |
| Establisher of ATM's |
85-04 |
| Examination Report, Disclosure,
Out-of-State Bank Regulator |
91-07 |
| Examination Report, Financial
Record of Customer (Not), Notice to Customers Not Required, Subpoena
of Examination Report |
92-07 |
| Examination Report, Production
by Bank Prohibited, Subpoena |
89-08 |
| Exemption, Affiliate (80% owned),
lending limit, collateral requirements |
93-31 |
| Back
to the Top
F |
| Factor, Account Receivables, General
Banking Business |
90-07 |
| Farm Real Estate Brokerage |
97-06 |
| Farm Real Estate Brokerage, Agency,
Trust Company |
95-11 |
| Federal Agricultural Mortgage
Corporation ("Farmer Mac"), Permitted Investment |
88-06 |
| Federal Home Loan Bank, Stock
in, Permitted Investment |
02-07
Rescinded and Superseded
by:
P.A.
93-620 |
| Federal Home Loan Mortgage Corporation
Stock, Permitted Investment, Student Loan Marketing Corporation
Stock |
92-05 |
| Federal National Mortgage Association,
Permissible Investment |
87-02
Rescinded |
| Fee for Services to Mutual Fund,
Corporate fiduciary, Investment of trust assets, Mutual fund, Disclosures,
Reasonable Fees |
94-09 |
| Fee to Corporate Fiduciary, Corporate
Fiduciary, Permitted Investment of Trust Assets, Mutual Fund |
96-05 |
| Fiduciary Business, Bond Registrar,
Certificate of Authority |
94-17 |
| Financial Privacy Laws are not
inconsistent with the provisions of the Gramm-Leach-Bliley Act |
04-02 |
| Financial Record of Customer (Not),
Examination Report, Notice to Customers Not Required, Subpoena of
Examination Report |
92-07 |
| Financial Services Development
Act, Home Equity Line of Credit, Revolving Credit Plan, Early Cancellation
Fee, |
96-01 |
| Fire Protection District, Loan,
General Obligation, Lending Limit (Exemption) |
91-31 |
| Fixed Coupon Dollar Repo Transaction |
89-09 |
| FNMA Stock, Investment Limits |
96-02 |
| Foreclosure Sale (Not Before),
Second Mortgage, Purchase |
90-20 |
| Foreign Bank, Energy Derivatives,
Management and Controls |
94-19 |
| Foreign Bank Representative Office
Act, Out-of-State Bank, Loan Production Office |
91-17 |
| Foreign Bank Representative Office,
Solicit Customers, Accept Deposits/Make Loans (Not), Banking Business. |
91-12 |
| Foreign Bank, Risk Participations--Other
Branches, Guarantee of Loan (not) |
95-07 |
| Foreign Bank, Subsidiary, Property
Obtained in Collection of a Debt |
91-22 |
| Foreign Banking Office Act Certificate,
Corporate Fiduciary Act Certificate |
94-15 |
| Foreign Banking Office Act, Powers,
Derivatives Trade or Holding, Commissioner Approval |
95-15 |
| Full Faith and Credit, General
Obligation (Alternate Bonds), Investment Limits Exemption |
91-18 |
| Futures Commission Merchant, Subsidiary
of State Bank |
83-01 |
| Back
to the Top
G |
| General Banking Business, Account
Receivables, Factor |
90-07 |
| General Banking Business, Debit
Card System (University ) |
91-02 |
| General Banking Business, Debt
Cancellation Agreement, Incidental Power |
94-11 |
| General Banking Business, Discount
Brokerage Services |
89-10 |
| General Banking Business, Equity-linked
CDs |
02-01 |
| General Banking Business, Financial
Advisory Services |
89-07 |
| General Banking Business, Incidental
Power, Guaranteed Asset Protection Plan |
94-13 |
| General Banking Business, Securities,
Purchase as Agent for Customer |
89-05 |
| General Obligation (Alternate
Bonds), Full Faith and Credit, Investment Limits Exemption |
91-18 |
| General Obligation, Loan, Fire
Protection District, Lending Limit (Exemption) |
91-31 |
| General Obligations, Municipalities
in Bank's County, Investment Limits, Revenue Bonds, Obligations
of State of Illinois (Secured by) |
93-19 |
| General Obligations of Municipalities,
Marketable Investment Securities, Rating Requirements |
92-15 |
| General Obligations (Not), Tax
Increment Financing Bonds, Investment Limits |
93-11 |
| General Partner's Loans, Limited
Partnership, Aggregation, Limited Recourse |
94-06 |
| Guarantee |
98-05 |
| Guarantee of Collection, Lending
Limit, Guarantee of Payment |
93-21 |
| Guarantee, Corporate Loan, Aggregation,
Individual Loans, Partnership Loan |
90-02 |
| Guarantee of Loan by Corporation,
Lending Limit, Aggregation |
92-13 |
| Guarantee of Loan (not), Foreign
Bank, Risk Participations--Other Branches |
95-07 |
| Guarantee of Payment, Lending
Limit, Guarantee of Collection |
93-21 |
| Guarantee, Separate Limit in Addition
to Customer Borrowing/Lending Limit |
85-05 |
| Guarantee Form, Collateral, Deposit
Account of Guarantor, Lending Limit |
93-26 |
| Guaranteed Asset Protection Plan,
Incidental Power, General Banking Business |
94-13 |
| Back
to the Top
H |
| Health Insurance, Sale of by Bank |
89-06 |
| Home Banking Service, Personal
Computer, Branch |
90-03 |
| Home Equity Line of Credit, Revolving
Credit Plan, Financial Services Development Act, Early Cancellation
Fee, |
96-01 |
| Back
to the Top
I |
| Incidental Power, Contribution
to Building Fund Bank Trade Association |
91-25 |
| Incidental Power, Debt Cancellation
Agreement, General Banking Business |
94-11 |
| Incidental Power, Equity Derivatives
Hedging |
02-01 |
| Incidental Power, Temporary Residence
for Bank Personnel |
91-33 |
| Incidental Power, Guaranteed Asset
Protection Plan, General Banking Business |
94-13 |
| Incorporator of Interim State
Bank, Bank Holding Company |
93-17 |
| Incorporators, Stock Ownership,
Bank Holding Company Stock |
95-14 |
| Indemnification, Officers, Directors,
Employees, Personal Liability |
91-16 |
| Indiana Trust Company, , Representative
Office, Place of business in Illinois |
94-16 |
| Industrial Park, Joint Venture,
Community Development |
90-25 |
| Installment Loans, Variable Interest
Rate, Payments Equal Amounts |
94-05 |
| Insurance Contracts, Permitted
Investment (Not) |
90-19 |
| Insurance Underwriting, Super
Wild Card Powers |
00-02 |
| Interest Act, Late Charges, Consumer
Installment Loan Act |
92-02 |
| Interest Rate, Loans Secured by
Mortgage on Real Estate |
98-01 |
| Interest Rate, State Bank, Contract,
Rate (agreed) |
94-21 |
| Internet Service Provider, State
Bank, Community Development |
96-04 |
| Investment Adviser, Mutual Fund,
State Bank |
99-02 |
| Investment Authority (Discretionary),
Delegation, Oversight Procedures |
92-18 |
| Investment business (not), trust
company, title insurance agent, permitted activity |
97-03 |
| Investment Limit, Certificate
of Deposit |
85-06 |
| Investment Limits Exemption, General
Obligation (Alternate Bonds), Full Faith and Credit, |
91-18 |
| Investment Limits, FNMA Stock |
96-02 |
| Investment Limit, Mutual Funds |
02-03 |
| Investment Limit, Non-Rated Bonds,
Public Agency |
93-22 |
| Investment (not), loan workout,
stock of borrower, State Bank |
97-02 |
| Investment Limits, Tax Increment
Financing Bonds, General Obligations (Not) |
93-11 |
| Investment, Tax Sale Certificates
Not Permissible |
86-01 |
| Investment of Trust Assets, Corporate
fiduciary, Mutual fund, Fee for Services to Mutual Fund, Disclosures
Reasonable Fees |
94-09 |
| Investments, Non-rated Marketable
Investment Securities, Limitations and Standards |
94-24 |
| Back
to the Top
J |
| Joint Venture, Industrial Park,
Community Development |
90-25 |
| Back
to the Top
L |
| Late Charges, Interest Act, Consumer
Installment Loan Act |
92-02 |
| Lease not Disposition, Other real
estate owned ("OREO") |
94-08 |
| Lease Financing |
00-01 |
| Lease Personal Property to, Lease
Real Property to, Municipality |
93-27 |
| Lease Personal Property, Lending
Limit (Exceptions and Exemptions to) |
93-12 |
| Lease Real Property to, Lease
Personal Property to, Municipality |
93-27 |
| Leasing Authority, School District,
Person (Defined) |
93-25 |
| Lending Limit, Basic |
01-02
01-03
01-04
01-05 |
| Lending Limit, Affiliate (80%
owned), Exemption, collateral requirements |
93-31 |
| Lending Limit, Affiliate Transactions,
affiliate (80% commonly owned), Low Quality Assets |
94-22 |
| Lending Limit, Certificates of
Deposit |
02-01 |
| Lending Limit, Collateral, Deposit
Account of Guarantor, Guarantee Form |
93-26 |
| Lending Limit, Collateral, Illinois
Underground Storage Tank Fund |
08-01 |
| Lending
Limit, Collateral, Warehouse Receipt (grain elevator) |
08-03 |
| Lending Limit, Customer Borrowing,
Additional Separate Guarantee Limit |
85-05 |
| Lending Limit, Forms of the Guarantee,
Guarantees of Payment, Guarantees of Collection |
93-13 |
| Lending Limit, Guarantee of Collection,
Guarantee of Payment |
93-21 |
| Lending Limit, Guarantee of Loan
by Corporation, Aggregation |
92-13 |
| Lending Limit, Letters of Credit,
Affiliate Bank |
90-16 |
| Lending Limit, Push Down Accounting,
Surplus |
93-02 |
| Lending Limit, Redemption of Delinquent
Taxes |
91-34 |
| Lending Limit (Exception), Certificate
of Deposit, Pledged Segregated Deposit Account |
91-11 |
| Lending Limit (Exemption), Loan,
Fire Protection District, General Obligation |
91-31 |
| Lending Limit (Exceptions and
Exemptions), Collateral, Medicaid Payment Rights |
91-20 |
| Lending Limit (Exceptions and
Exemptions to), Lease Personal Property |
93-12 |
| Lending
and Investment Limitations, Missouri Higher Education Loan Authority
bonds |
08-02 |
| Letters of Credit, Affiliate Bank,
Lending Limits |
90-16 |
| Letters of Credit, Drafts, Automatic
Renewal |
90-12 |
| Letters of Credit, Federal Home
Loan Bank, Pledge to Collateralize Deposits |
00-06 |
| Liability (Personal), Indemnification,
Officers, Directors, Employees |
91-16 |
| Licensure under S.A.F.E. Act (Not),
Register with NMLS |
11-01 |
| Licensure under S.A.F.E. Act (Not),
Register with NMLS |
10-04
Rescinded and
Superceded by:
11-01 |
| Life Insurance, Deferred Compensation
Plan Funding |
90-13 |
| Life Insurance, Retired Director,
Permitted Activity |
95-02 |
| Limitations, Service Charges,
Simple Interest |
95-08 |
| Limitations and Standards, Investments,
Non-rated Marketable Investment Securities |
94-24 |
| Limited Liability Company, Aggregation
of Loans, Member Borrowings |
95-10 |
| Limited Liability Company, Minority
Equity Investment, Permitted Investment |
96-06 |
| Limited Recourse, Limited Partnership,
Aggregation, General Partner's Loans |
94-06 |
| Limited Partner (Loan to), Limited
Partnership (Loan to), Aggregation |
90-08 |
| Limited Partner, Small Business
Investment Corporation |
86-02 |
| Limited Partnership, Aggregation,
General Partner's Loans, Limited Recourse |
94-06 |
| Limited Partnership, Community
Development, Condominiums for Disabled and Low-Income |
89-16 |
| Limited Purpose Bank, Subsidiary,
Credit Card Bank |
91-13 |
| Loan, Fire Protection District,
General Obligation, Lending Limit (Exemption) |
91-31 |
| Loan Limit, Loan Participation,
Repurchase |
95-06 |
| Loan Participation, Qualified
Real Estate Loans, Appraisals |
94-18 |
| Loan Participation, Repurchase,
Loan Limit |
95-06 |
| Loan Production Office, Approval
(Not Required) |
91-21 |
| Loan Production Office, National
Bank Establishing in Illinois |
88-07
Rescinded |
| Loan Production Office, Out-of-State
Bank, Foreign Bank Representative Office Act |
91-17 |
| Loan workout, stock of borrower,
State Bank, investment (not) |
97-02 |
| Loans, Collateral, Bank Holding
Company Stock, Covered Transaction |
93-28 |
| Loans Secured by Mortgage on Real
Estate, Interest Rate |
98-01 |
| Low Quality Assets, Affiliate
Transactions, Affiliate (80% commonly owned), Lending Limit |
94-22 |
| Low Quality Assets (Past Due Accounts),
Sale to Affiliate, Credit Card Receivables |
87-04 |
| Back
to the Top
M |
| Management and Controls, Energy
Derivatives, Foreign Bank |
94-19 |
| Marketable Investment Securities,
Community Development, Collateralized Mortgage Obligations |
91-05 |
| Marketable Investment Securities,
Rating Requirements, General Obligations of Municipalities |
92-15 |
| Medicaid Payment Rights, Collateral,
Lending Limit (Exceptions and Exemptions) |
91-20 |
| Member Borrowings, Limited Liability
Company, Aggregation of Loans |
95-10 |
| Merchant "Bank", Corporate Name,
Not Permitted, Bank, Banker, Banking |
90-06 |
| Merger, Notice, Shareholders'
Meeting |
90-05 |
| Merger, Out-of-State Bank Holding
Company, Change in Control |
93-08 |
| Messenger Service, Bank Customers |
85-01 |
| Messenger Service, by Bank Employee
For Bank Customers, Not Permitted |
88-05 |
| Minority Equity Investment, Limited
Liability Company, Permitted Investment |
96-06 |
| Mobile ATM |
90-21 |
| Mobile ATM's, Mobile branches |
93-32 |
| Mobile branches, Mobile ATM's |
93-32 |
| Municipal Leases |
99-01 |
| Municipalities in Bank's County,
General Obligations, Investment Limits, Revenue Bonds, Obligations
of State of Illinois (Secured by) |
93-19 |
| Municipality, Lease Real Property
to, Lease Personal Property to |
93-27 |
| Mutual Fund, Certificates in,
Permissible Investment, "Readily Marketable" Required |
90-04 |
| Mutual fund, Corporate fiduciary,
Investment of trust assets, Fee for Services to Mutual Fund, Disclosures,
Reasonable Fees |
94-09 |
| Mutual Fund, Corporate Fiduciary,
Permitted Investment of Trust Assets, Fee to Corporate Fiduciary |
96-05 |
| Mutual Fund, Invested in Limited
Partnerships, Not Permitted Investment |
88-03 |
| Mutual Fund, Investing Seed Money
In |
99-02 |
| Back
to the Top
N |
| National Bank, Development Credit
Corporation Investment, Branch (Not) |
91-32 |
| National Bank, Establishing Loan
Production Office in Illinois |
88-07 |
| National Bank Outside of Illinois,
Representative Office, Trust Services |
93-01 |
| National Bank, Unsecured Lines
of Credit, Representative Office |
90-23 |
| National Wild Card Powers |
01-06 |
| Newspaper, Call Report, Publication,
Community |
94-20 |
| Newspaper, Published Weekly, In
Business at Least One Year, Published |
91-09
Rescinded |
| Night Depositories, Deposit Receptacles,
Branches |
94-10 |
| Non-Bank
Owned ATMs, Branding Agreements for State Chartered Banks |
10-03 |
| Non-Rated Bonds, Investment Limit,
Public Agency |
93-22 |
| Non-rated Marketable Investment
Securities, Investments, Limitations and Standards |
94-24 |
| Notice to Customers Not Required,
Examination Report, Financial Record of Customer (Not), Subpoena
of Examination Report |
92-07 |
| Notice, Shareholders' Meeting,
Merger |
90-05 |
| Number of Directors |
90-15 |
| Number of Directors (Less Than
Five), Directors, Outside Director Required |
91-30 |
| Back
to the Top
O |
| Obligations of State of Illinois
(Secured by), General Obligations, Municipalities in Bank's County,
Investment Limits, Revenue Bonds |
93-19 |
| Office in Illinois, Out of State
Corporate Fiduciaries |
94-07 |
| Officers, Directors, Employees,
Indemnification, Personal Liability |
91-16 |
| ORE, Transfer to Bank Holding
Company, Divestiture |
91-27 |
| Other Real Estate Owned ("OREO") |
98-03 |
| Other real estate owned ("OREO"),
Lease Not Disposition |
94-08 |
| Out-of-state Agent for State Bank,
Branch (Not) |
93-04 |
| Out-of-state Bank or Affiliated
Trust Company, Safekeeping, Pledged Securities |
89-04 |
| Out-of-state Bank, Loan Production
Office, Foreign Bank Representative Office Act |
91-17 |
| Out-of-state Bank Holding Company,
Change in Control, Merger |
93-08 |
| Out-of-state Bank Holding Company,
De Novo Illinois Bank, Acquire Financial Institution in Default
or in Danger of Default |
93-05 |
| Out-of-state Corporate Fiduciaries,
Office in Illinois |
94-07 |
| Outside Director Required, Directors,
Number of Directors (Less Than Five) |
91-30 |
| Oversight Procedures, Delegation,
Discretionary Investment Authority |
92-18 |
| Back
to the Top
P |
| Participation |
98-05 |
| Pawnbroker, definition |
98-06 |
| Pawnbroker, limited courier services |
06-03 |
| Pawnbroker Regulation Act |
98-13 |
| Payments Equal Amounts, Installment
Loans, Variable Interest Rate |
94-05 |
| Permissible
Activity, Exchange Property Obtained in Satisfaction of Debt |
10-02 |
| Permissible Investment, Equity-linked
CDs |
02-01 |
| Permissible Investment, Federal
National Mortgage Association |
87-02 |
| Permissible Investment, Mutual
Fund, Certificates in, Readily Marketable |
90-04 |
| Permissible Investment, Student
Loan Marketing Association |
87-02 |
| Permissible Investment, Vacation
Home, Employee Benefit Trust |
94-23 |
| Permissible Investment of Trust
Assets, Equity-linked CDs |
02-01 |
| Permissible Investment of Ward's
Assets, Equity-linked CDs, (Not) |
02-01 |
| Permitted Activity, Insurance
Business (not), trust company, title insurance agent |
97-03 |
| Permitted Activity , Life Insurance,
Retired Director |
95-02 |
| Permitted Investment, EFT (Electronic
Funds Transfer) Network |
92-16 |
| Permitted Investment, Federal
Agricultural Mortgage Corporation ("Farmer Mac") |
88-06 |
| Permitted Investment, Federal
Home Loan Mortgage Corporation Stock, Student Loan Marketing Corporation
Stock |
92-05 |
| Permitted Investment, Insurance
Contracts, (Not) |
90-19 |
| Permitted Investment, Minority
Equity Investment, Limited Liability Company |
96-06 |
| Permitted Investment, Mutual Fund,
Invested in Limited Partnerships, Not |
88-03 |
| Permitted Investment, Stock Dividend,
Small Business Investment Company |
93-30 |
| Permitted Investment, Stock in
Federal Home Loan Bank (90-10 rescinded and superceded by 2002-07) |
90-10
(90-10 Rescinded)
02-07 |
| Permitted Investment of Trust
Assets, Corporate Fiduciary, Mutual Fund, Fee to Corporate Fiduciary |
96-05 |
| Permitted Investment, Universal
Life Insurance Policy, (Not) |
91-08 |
| Person (Defined), School District,
Leasing Authority |
93-25 |
| Personal Computer, Home Banking
Service, Branch |
90-03 |
| Place of business in Illinois,
Representative Office, Indiana Trust Company |
94-16 |
| Pledge Assets to Secure Deposits,
Policemen and Firemen's Pension Funds, Public Funds |
80-01 |
| Pledge Assets, Secure Deposits
of Public Funds |
91-01 |
| Pledge to Collateralize Deposit,
Public Funds |
89-04 |
| Pledged Assets, Type Pledged,
Public Funds |
91-06 |
| Pledged Securities, Safekeeping,
Out-of-state Bank or Affiliated Trust Company |
89-04 |
| Pledged Segregated Deposit Account,
Certificate of Deposit, Lending Limit Exception |
91-11 |
| Pledging Assets to Secure Private
Deposits |
98-12 |
| Policemen and Firemen's Pension
Funds, Public Funds, Pledge Assets to Secure Deposits |
80-01 |
| Power of Attorney, Trust Department |
91-35 |
| Powers, Foreign Banking Office
Act, Derivatives Trade or Holding, Commissioner Approval |
95-15 |
| Prepayment penalties, incentives
to not prepay |
97-04 |
| Privacy of Customer Financial
Information |
01-01 |
| Privacy of Customer Financial
Information |
04-02 |
| Property Obtained in Collection
of a Debt, Foreign Bank, Subsidiary |
91-22 |
| Proprietary Advertising, ATM |
94-02 |
| Proxies, Solicitation of Revocable
Written Proxies, Change of Control (Not) |
92-06 |
| Public Funds, Collateralize Deposits,
Grantees of Public Agencies |
91-04 |
| Public Funds, Pledge to Collateralize
Deposit |
89-04 |
| Public Funds, Pledged Assets,
Type Pledged |
91-06 |
| Public Funds, Policemen and Firemen's
Pension Funds, Pledge Assets to Secure Deposits |
80-01 |
| Public Agencies' Grantees, Collateralize
Deposits, Public Funds |
91-04 |
| Public Agency, Investment Limit,
Non-Rated Bonds |
93-22 |
| Publication, Call Report, Newspaper,
Community |
94-20 |
| Published, Newspaper, Published
Weekly, In Business at Least One Year |
91-09 |
| Purchase by Bank of Securities
as Agent for its Customers |
89-05 |
| Purchase, Employee Residence,
Transferred Employee |
95-01 |
| Push Down Accounting, Surplus,
Lending Limit |
93-02 |
| Push Down Accounting |
93-16 |
| Back
to the Top
Q |
| Qualified Real Estate Loan, Appraisals,
Technical Deficiency |
91-10 |
| Qualified Real Estate Loan, Appraiser
Qualifications |
02-04 |
| Qualified Real Estate Loans, Bank
Officer, Appraiser (Independent) |
93-14 |
| Qualified Real Estate Loans, Loan
Participation, Appraisals |
94-18 |
| Back
to the Top
R |
| Rate (agreed), Interest Rate,
State Bank, Contract |
94-21 |
| Rating Requirements, Marketable
Investment Securities, General Obligations of Municipalities |
92-15 |
| Readily Marketable, Mutual Fund,
Certificates in, Permissible Investment, |
90-04 |
| Real Estate, Bank, Employee Parking
Lot |
93-09 |
| Real Estate Brokerage |
97-06 |
| Real Estate Development Activities |
98-10 |
| Real Estate, Disposal of by State
Banks |
00-05 |
| Real Estate Tax Sale Certificates |
98-15 |
| Real Property Leasing |
00-03 |
| Reasonable Fees, Corporate fiduciary,
Investment of trust assets, Mutual fund, Fee for Services to Mutual
Fund, Disclosure |
94-09 |
| Redemption of Delinquent Taxes,
Lending Limit |
91-34 |
| Remote Deposit Capture Terminals |
06-02 |
| Renewal (Automatic), Letters of
Credit, Draft |
90-12 |
| Representative Office, Indiana
Trust Company, Place of business in Illinois |
94-16 |
| Representative Office, National
Bank Outside of Illinois, Trust Services |
93-01 |
| Representative Office, National
Bank, Unsecured Lines of Credit |
90-23 |
| Repurchase, Loan Participation,
Loan Limit |
95-06 |
| Retired Director, Life Insurance,
Permitted Activity |
95-02 |
| Revenue Bonds, Investment Limits,
General Obligations, Municipalities in Bank's County, Obligations
of State of Illinois (Secured by) |
93-19 |
| Reverse Repurchase Agreement |
89-12 |
| Revolving Credit Plan, Home Equity
Line of Credit, Financial Services Development Act, Early Cancellation
Fee, |
96-01 |
| Risk Participations--Other Branches,
Foreign Bank, Guarantee of Loan (not) |
95-07 |
| Riverboat, ATM (Mobile) |
92-01 |
| Rule of 78's, Consumer Installment
Loan Act, Disclosure. |
92-14 |
| Back
to the Top
S |
| Safekeeping, Out-of-state Bank
or Affiliated Trust Company, Pledged Securities |
89-04 |
| Sale to Affiliate, Credit Card
Receivables, Low Quality Assets (Past Due Accounts) |
87-04 |
| Savings and Loan Association,
Savings Bank, Affiliate Facility |
93-15 |
| Savings Bank, Savings and Loan
Association, Affiliate Facility |
93-15 |
| School District, Person (Defined),
Leasing Authority |
93-25 |
| Second Mortgage, Purchase, Foreclosure
Sale (Not Before) |
90-20 |
| Securities Brokerage Services,
Super Wild Card Powers |
00-02 |
| Securities in Fiduciary Accounts
Act, Deposit with Broker, Certificate of Authority (broker) |
95-09 |
| Securities Lending Permitted,
Corporate Fiduciary |
92-12 |
| Securities, Purchase as Agent
for Customer, General Banking Business |
89-05 |
| Senior Citizen Banking Facility,
Branch (Not) |
92-03 |
| Senior Citizen Banking Facility,
Deposit Guaranty Bonds (deposits in excess FDIC Insurance) |
94-04 |
| Service Charges, Limitations,
Simple Interest |
95-08 |
| Services, tax preparation by Banks |
97-01 |
| Shareholder List, Access |
91-03 |
| Shareholders' Meeting, Merger,
Notice |
90-05 |
| Shareholder's Vote, Directors,
Number of |
90-09 |
| Shareholder's Vote, Number of
Directors |
90-09 |
| Simple, Interest, Service Charges,
Limitations |
95-08 |
| Small Business Investment Company,
remitted investment, Stock Dividend |
93-30 |
| Small Business Investment Corporation,
Limited Partner |
86-02 |
| Solicitation of Revocable Written
Proxies, Proxies, Change of Control (Not) |
92-06 |
| State Bank, Community Development,
Internet Service Provider |
96-04 |
| State Bank, Interest Rate, Contract,
Rate (agreed) |
94-21 |
| State Bank, stock of borrower,
loan workout, investment (not) |
97-02 |
| Stock Dividend, Permitted investment,
Small Business Investment Company |
93-30 |
| Stock in Federal Home Loan Bank,
Permitted Investment (90-10 rescinded and superceded by 2002-07) |
90-10
(90-10 Rescinded)
02-07 |
| Stock Ownership, Incorporators,
Bank Holding Company Stock |
95-14 |
| Student Loan Marketing Association,
Permissible Investment |
87-02 |
| Student Loan Marketing Corporation
Stock, Permitted Investment, Federal Home Loan Mortgage Corporation
Stock |
92-05 |
| Subpoena of Examination Report,
Examination Report, Financial Record of Customer (Not), Notice to
Customers Not Required |
92-07 |
| Subpoena, Examination Report,
Production by Bank Prohibited |
89-08 |
| Subpoena (Notice of), Disclosure
Prohibited by Federal Law, Customer Financial Records |
93-03 |
| Subsidiary Notice, Assets Acquired
in Foreclosure, Waive 60-Day |
90-22 |
| Subsidiary, Limited Purpose Bank,
Credit Card Bank |
91-13 |
| Subsidiary, Property Obtained
in Collection of a Debt, Foreign Bank |
91-22 |
| Surplus, Push Down Accounting,
Lending Limit |
93-02 |
| Back
to the Top
T |
| Tax and Accounting Services by
Banks |
99-03 |
| Tax Increment Financing Bonds,
General Obligations (Not), Investment Limits |
93-11 |
| Tax preparation services by Banks |
97-01 |
| Tax Sale Certificates |
|
| Tax Sale Certificates, Not Permissible
Investment |
86-01 |
| Temporary Residence for Bank Personnel,
Incidental Power |
91-33 |
| Title Insurance |
98-09 |
| Title Insurance Agent, permitted
activity, insurance business (not), trust company |
97-03 |
| Transfer to Bank Holding Company,
ORE, Divestiture |
91-27 |
| Transferred Employee, Employee
Residence, Purchase |
95-01 |
| Travel Agencies/Sale of Common
Carrier Tickets, Super Wild Card Powers |
00-02 |
| Trust Business |
99-04 |
| Trust Company Certificate of Authority
(Date of), Bank Charter (Date of), Conversion |
91-26 |
| Trust Company, Farm Real Estate
Brokerage, Agency |
95-11 |
| Trust Company, Title Insurance
Agent, permitted activity, insurance business (not) |
97-03 |
| Trust Department, Power of Attorney |
91-35 |
| Trust Preferred Securities |
02-06 |
| Trust Services, National Bank
Outside of Illinois, Representative Office |
93-01 |
| Back
to the Top
U |
| Unemployment, Credit Insurance |
93-24 |
| Unemployment Tax Records, Visitation
(exclusive), Employment Security (Illinois Department of) |
95-03 |
| Universal Life Insurance Policy,
Permitted Investment (Not) |
91-08 |
| Universities, temporary banking
locations soliciting student accounts |
97-05 |
| Back
to the Top
V |
| Vacation Home, Permissible Investment,
Employee Benefit Trust |
94-23 |
| Variable Interest Rate, Payments
Equal Amounts, Installment Loans |
94-05 |
| Visitation (exclusive), Employment
Security (Illinois Department of), Unemployment Tax Records |
95-03 |
| Voting Trust, Bank Holding Company |
89-01 |
| Back
to the Top
W |
| Waive 60-Day Notice, Subsidiary
Notice, Assets Acquired in Foreclosure |
90-22 |
