Illinois Department of Financial & Professional Regulation Illinois Department of Financial & Professional Regulation
Bryan A. Schneider, Secretary  
Bruce Rauner, Governor
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Banks and Trust Companies - Tips

Selecting a Financial Institution*

Carefully select a financial institution by comparing the terms and prices of all of the services you need.

  • Shop around. Do not do business with the first institution that seems willing to do business with you.
  • Compare service charges, fees, hours of operation, location, grace periods, and other services (such as ATM card availability, overdraft protection, safe deposit box services, trust department availability, etc.) before selecting an institution.
  • Check the front door to see if the institution displays a government logo indicating that it is federally insured. A copy of the logo is shown below. Generally, if the institution is federally insured, an individual is insured for up to $100,000 in deposits.

* Courtesy of The U.S. Office of Consumer Affairs

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