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Effective March 1, 1998, Director Mark Boozell will depart the Illinois Department of Insurance to accept a new challenge in Governor Jim Edgar's administration. The Governor, who is not seeking reelection, has asked the Director to serve as his Chief of Staff for the duration of his term. "Mark Boozell is a talented young man who has risen through the ranks of this administration. Mark's experience and his record of innovative leadership at the Department of Insurance make him a strong choice to lead the Governor's Office through what will be a busy and important year," Edgar said. |
In addition to his cabinet post as insurance director, for several months in 1997 Boozell also spearheaded Governor Edgar's successful campaign to refinance public education funding in Illinois.
"I am privileged and excited to rejoin Governor Edgar's staff," Boozell said, "but it is not easy to leave the Department at a time when we are moving in a very positive direction. I've enjoyed my association with our staff and the opportunity to shape our regulatory strategies.
"One of the programs I am proudest of is Illinois' significant presence on the Internet. In the past 2 ½ years, we have made important strides in consumer education and Internet technology has been at the center of much of that effort. We've also made inroads in other aspects of insurance regulation that benefit the insurance consumer. The initiatives that come most readily to mind include health insurance compliance, the entrance of banks into the Illinois insurance market, and our new insurance company investment act.
"As I leave the Department of Insurance, I have every confidence that Illinois will continue to hold its rightful place as a regulatory leader."
At press time, the Governor had not yet announced Boozell's successor.
The National Association of Insurance Commissioners has honored Larry M. Gorski, Life Actuary for the Illinois Department of Insurance, with it most prestigious individual award — the Robert Dineen Award.
"This year's honoree has a long history of service to the Illinois Department of Insurance and the National Association of Insurance Commissioners. He has worked tirelessly on a wide array of regulatory issues, including actuarial practice, investments, reinsurance, insurance education programs, and financial reporting. His efforts have resulted in a lengthy list of innovations, solutions, improvements and enhancements to the state regulation of insurance," said NAIC President and Wisconsin Insurance Commissioner Josephine Musser in presenting the award in Seattle, WA, on December 8, 1997.
Gorski joined the Illinois Department as an Actuarial Examiner in the Life, Accident & Health Division in 1973. He has served as Chief Actuary of the Life Actuarial Section in the Financial-Corporate Regulatory Division since 1976.
"Larry has been invaluable to the Illinois Department of Insurance and the NAIC. He has contributed to the advancement of state regulation of insurance through his leadership, advice and service. He is recognized nationally for his expertise in a broad range of regulatory issues," said Illinois Director Mark Boozell, who recommended Gorski for this highly prestigious award.
Gorski's many NAIC assignments include: the Financial Condition Subcommittee, the Accounting Practices and Procedures Task Force, the Risk-Based Capital Task Force, the Valuations of Securities Task Force, the Life Insurance Committee, and the Life and Health Actuarial Task Force.
"Larry is an innovator. Time and time again, he has been at the forefront of breaking investment issues. He has been able to anticipate potential problems well in advance and has helped to seek solutions before those problems become serious. At times, it seems he has virtually limitless energy and he has been very creative in problem solving," Musser said.
"Larry's selection marks the second time in the award's nine year history that a staff member of the Illinois Department has been recognized," Boozell noted. "I think that speaks volumes, not only about the professionalism of our staff, but about the value of Illinois' role in the NAIC." Former Chief Deputy Director, Jim Schacht, received the award in 1990.
The Illinois Department also congratulates staff member Sarah J. Fore who recently completed the exam requirements for membership in the Casualty Actuarial Society. A magna cum laude graduate of Illinois State University, Sarah joined our Casualty Actuarial staff in August of 1996. She will be awarded the Associate of the Casualty Actuarial Society (ACAS) designation at the group's Spring Meeting in May.
by Robert Enoex, Chief Counsel
On October 23, 1997, the Illinois Supreme Court declared the Illinois insurance privilege tax unconstitutional when it issued its ruling in the case of Selcke v. Milwaukee Safeguard Insurance Company (Supreme Court Docket No. 82047). On November 12, 1997, the state filed a Petition for Rehearing which stayed the decision until the Court denied the Petition on December 1. The decision became final at the close of business on December 11, 1997, when the Court issued its mandate to the trial court in Cook County.
The Supreme Court decision held that Section 409 of the Illinois Insurance Code was unconstitutional under the Illinois Constitution's Uniformity Clause because, on its face, the tax it imposes on foreign insurance companies does not bear a reasonable relationship to the object of the legislation or to public policy. Because the Illinois Supreme Court based its ruling solely on its application of the Uniformity Clause of the Illinois Constitution, we could find no adequate legal or practical grounds for appeal to the U. S. Supreme Court. Thus the Illinois insurance privilege tax [215 ILCS 5/409] has been rendered invalid and unenforceable.
The case has been remanded to the trial court for further proceedings involving plaintiffs' challenge regarding the application of Sections 444 and 444.1 of the Illinois Insurance Code [215 ILCS 5/444 and 5/444.1] and the state's claims of an offset against the amounts in the statutory protest account for alternative retaliatory taxes.
The Illinois Privilege Tax has been subjected to a variety of constitutional challenges since 1981 following the U.S. Supreme Court's decision in the case of Western & Southern Life Insurance Company v. State Board of Equalization Of California, 451 U.S. 648 (1981). In that case the Supreme Court upheld a retaliatory tax framework employed by most states. However, it overturned earlier case law which had held that state insurance taxes were not subject to the Constitutional standard set forth by the Equal Protection Clause of the Fourteenth Amendment.
As other states report serious disruption and large premium increases resulting from guaranteed issue in their individual health insurance markets, Illinois is currently experiencing no such problems. The Illinois Comprehensive Health Insurance Plan (CHIP) was designated as the alternative mechanism to guarantee issue for the individual health insurance market in response to the Health Insurance Portability and Accountability Act of 1996. CHIP is now able to offer a choice of alternative portability health benefit plans to federally eligible individuals — Plans 4 & 5, in addition to Plans 1-3 offered under the traditional CHIP.
Benefits and premiums for Plans 4 and 5 are similar to the existing Standard Plan (Plan 1) and Hospital PPO option (Plan 3) except that neither of the new plans contains any waiting period or exclusion for preexisting conditions. There will never be a waiting list for Plans 4 and 5, and there has been no waiting list for Plans 1-3 since January 1996.
Additionally, the lifetime maximum in benefits for each individual covered by CHIP was increased from $500,000 to $1 million as of July 1, 1997. CHIP began enrolling federally eligible individuals on July 1, 1997, and, as of the first week of January 1998, has enrolled approximately 500 Illinois residents.
Federally eligible individuals in the individual market are those who, at the time they seek individual coverage, satisfy all of the following criteria:
Creditable coverage means, with respect to an individual, coverage of the individual under any of the following types of plans:
Eligible Illinois residents can apply for any of the health benefit plans that are available under one of the state's two CHIP programs directly through the Board office, or through any producer licensed to sell health insurance in Illinois.
Parents or legal guardians of the person may apply on behalf of resident dependents or other legally incompetent individuals. Guardian or power of attorney papers are required.
Separate applications for each program and/or additional information can be obtained from an agent or by calling or writing to:
Office of the Board of Directors
Illinois Comprehensive Health Insurance Plan
400 West Monroe Street, Suite 202
Springfield, Illinois 62704
(217) 782-6333 (voice)
(217) 782-6410 (TDD)
or
Blue Cross Blue Shield of Illinois, Administrator
(800) 367-6410 (voice)
(800) 545-2455 (TDD).
Interested parties can also request a brochure on-line at: www.ins.state.il.us/chipform1.htm
House Bill 1400 (PA 90-567) was effective 1/23/98. The bill amends the CHIP Act, the Illinois Health Insurance Portability and Accountability Act (HIPAA) and the Health Care Purchasing Group Act to comply with the federal HIPAA law and add an appeal process for insurance company assessments authorized in PA 90-30.
American Freedom Insurance Company, IL, 1/8/98
American Horizon Property & Casualty Insurance Company, IL, 1/13/98
American Interstate Insurance Company, LA, 12/31/97
Central Benefits Mutual Insurance Company, OH, 12/15/97
Comprehensive Ensurers Market Insurance Company, IL, 11/18/97
Federated Services Insurance Company, MN, 12/18/97
Financial Benefit Life Insurance Company, FL, 11/20/97
First Commonwealth Insurance Company, IL, 11/24/97
First Nonprofit Mutual Insurance Company, IL, 11/20/97
Frankenmuth Mutual Insurance Company, MI, 12/17/97
Illinois Healthcare Insurance Company, IL, 11/6/97
Iowa American Insurance Company, IA, 11/20/97
Maryland Insurance Company, TX, 12/7/97
Maryland Netherlands Credit Insurance Company, MD, 12/31/97
Millers Casualty Insurance Company, TX, 12/1/97
Phoenix Indemnity Insurance Company, AZ, 12/31/97
QBE Insurance Corporation, DE, 12/31/97
The Reciprocal Group Attorney-in-fact for The Virginia Insurance Reciprocal,
VA, 12/31/97
Reliance Direct Insurance Company, PA, 11/20/97
Universal Underwriters of Texas Insurance Company, TX, 11/24/97
Victoria Automobile Insurance Company, IN, 12/11/97
Corporate Changes
Compass Health Care Plans, Inc., IL, all business was transferred to Oxford
Health Plans (IL), Inc., 10/16/97
Financial Security Life Insurance Company, IL, merged into Lincoln Life and
Casualty Company, 12/23/97
Illinois Insurance Exchange changed its name to INEX Insurance Exchange, 11/18/97
Pacific Corinthian Life Insurance Company, CA, merged into Pacific Life Insurance
Company, 10/30/97
Terminations
Exclusive Healthcare, Inc., NE, voluntary withdrawal; certificate of authority canceled, 12/21/97 United Southern Assurance Company, FL, certificate of authority revoked 10/31/97
The full text of Department rules is printed in the Illinois Register published weekly by the Illinois Secretary of State's Index Department, 111 E. Monroe St., Springfield, IL 62756. Subscriptions are available from that source for an annual fee of $290. Issue numbers and a Department contact person are listed below after each rule summary.
Copies of rules are also available upon written request to the Department of Insurance at a $1 per page charge. Adopted rules are codified in Title 50 of the Illinois Administrative Code.
Rule 5421 (Health Maintenance Organizations) was amended by emergency rule effective November 18, 1997, to implement statutory changes found in Public Act 90-037. The new law allows HMOs to make basic outpatient preventative and primary health care services available to children under the age of 19 who are otherwise unable to obtain health care benefits. Although the emergency rule will expire on April 16, 1998, the rule is also going through the regular rulemaking process and will be submitted for second notice in February. (Vol. 21, #48; Mary Petersen)
Financial
American Manufacturers Mutual Insurance Company -- 1/5/98
American Motorists Insurance Company -- 1/5/98
American Protection Insurance Company -- 1/5/98
Farm Ridge & Deer Park Mutual Insurance Company -- 1/15/98
Kemper Reinsurance Company -- 1/5/98
Lumbermens Mutual Casualty Company -- 1/5/98
Northwestern Illinois Mutual Insurance Company -- 1/15/98
Olympia Limited Health Services Organization -- 1/5/98
Safeco Insurance Company of IL -- 12/16/97
Springfield Fire & Casualty Co. -- 1/8/98
Market Conduct
Aetna Health Plans of Illinois -- 12/5/97
American Heritage Life Insurance Company -- 1/14/98
American National Insurance Company -- 1/5/98
Economy Fire & Casualty Company -- 12/18/97
Economy Preferred Insurance Company -- 12/18/97
General Electric Capitol Assurance -- 11/19/97
Lincoln Heritage Life Insurance Company -- 11/14/97
Network America Life Insurance Company -- 12/5/97
Reserve National Insurance Company -- 12/16/97
St. Paul Fire & Marine Insurance Company -- 12/18/97
St. Paul Insurance Company of IL -- 12/18/97
St. Paul Mercury Insurance -- 12/18/97
Scheduled Hearings:
Bruce N. Manola
Hearing No. 3628 1/13/98
Suspension of License
Gene R. Hyman
State Farm Mutual Automobile Ins. Co.
Hearing No. 3633 1/15/98
Nonrenewal
Ownerguard
Hearing No. 3614 1/15/98
Cease and Desist
Reinsurance Company of America, Inc.
Hearing No. 3625 1/15/98
Corrective Order
Dorothy Davis
Allstate Insurance Company
Hearing No. 3631 1/20/98
Nonrenewal
Frank Alaniz
State Farm Fire & Casualty Ins. Co.
Hearing No. 3630 1/21/98
Cancellation
Apollo Casualty Company
Hearing No. 3616 1/21/98
Corrective Order
Robert M. Benning
Hearing No. 3624 1/27/98
Revocation of Licensing Authority
McKenley Wilson
Hearing No. 3634 1/27/98
Revocation of Licensing Authority
John B. Bova
Hearing No. 3610 2/2/98
Denial of Renewal of Licensing Authority
Edgar Grove
Country Mutual Ins. Co.
Hearing No. 3637 2/3/98
Nonrenewal
Central Reserve Life Ins. Co.
Hearing No. 3606 2/10/98
Unfair Trade Practices
American Community Mutual Ins. Co.
Hearing No. 3576 2/13/98
Unfair Business Practices
Jerry D. Fromm
Hearing No. 3629 2/18/98
Revocation of Licensing Authority
Matters Settled without Hearing:
Jeffrey Scott Zalay
Hearing No. 3531
Dismissed 12/16/97
Richard Allen McClelland
Hearing No. 3561
Dismissed 12/8/97
Judy P. Guillartes
Hearing No. 3581
Dismissed 12/10/97
American Union Life Ins. Co.
Hearing No. 3607
Stipulation and Consent Order 1/8/98
Louis Deitelbaum
Hearing No. 3621
Dismissed 12/15/97
Candelario Jimenez
State Farm Mutual Automobile Ins. Co.
Hearing No. 3626
Dismissed 1/5/98
Completed Hearings:
Thorndyke International, Inc. & John B. Hyde, President;
Benefit Plans Administrators (BPA); Deferred
Compensation Consultants, Inc.; The Health Care Advantage;
International Managers & Intermediaries, Inc. & Donald K.
Anderson, President
Hearing No. 3448
Cease and Desist Made Permanent 7/31/97
Executive Life Insurance Co.
Hearing No. 3473
Denial of Coverage by Life & Health Insurance Guaranty
Association Affirmed 11/25/97
Tommie L. Brown
Hearing No. 3479
Application for Nonresident License Denied 12/17/97
Timothy Wayne Shepherd
Hearing No. 3516
Licensing Authority Revoked 12/17/97
Keys International Ins. Co., Ltd.;
Burton Stern; Nationwide Industries, Ltd.;
Bruce Forrester; Jess E. Forrest;
Banque de Petite Martinqued; Gary B. Hodges;
Ryan M. Hodges; ISI Surety Group, Inc.
Hearing No. 3530
Cease and Desist Made Permanent 12/18/97
Industrial Casualty Insurance Co.
Hearing No. 3539
Demutualization Plan Approved in part 12/16/97
Nanette Mariani
Hearing No. 3552
Licensing Authority Revoked 11/20/97
Anthony R. Wathan
Hearing No. 3553
Licensing Authority Revoked 12/23/97
Insurance Company of Samoa;
Gaelic Union Reinsurance; Professional
Administration Group, Inc. & Murray Rubin, President;
Mid-Continent Medical Benefit Trust &
Rev. Harley Sampson, President; Don McCormick, Vice
President; & Don Kelley, Secretary & General Counsel;
Wroten-Waters & Associates; Gloria R. Waters
Hearing No. 3564
Cease and Desist Made Permanent 1/8/98
Louis S. Falat, Jr.
Hearing No. 3567
License Application Denied 11/20/97
Anthony Warren
Illinois National Insurance Co.
Hearing No. 3570
Stipulation and Consent Order 12/17/97
Raymel G. Speed
Hearing No. 3575
Licensing Authority Revoked 11/21/97
Jerome Eddins
Hearing No. 3587
Renewal of Licensing Authority Allowed 12/17/97
John P. Lambert
Hearing No. 3589
Licensing Authority Revoked 1/8/98
Earl S. Pollack
Hearing No. 3592
Renewal of Licensing Authority Allowed 12/17/97
Randolph J. Hansen
Hearing No. 3599
Renewal of Licensing Authority Allowed 12/17/97
Doris Nicholson
Nationwide Mutual Ins. Co.
Hearing No. 3605
Nonrenewal Effective 12/17/97
Anipals, Inc.
Hearing No. 3609
Cease and Desist Order of 10/27/97 Made Permanent 12/17/97
Wendy J. Pollard
(On behalf of Rosie Pollard)
Allstate Insurance Co.
Hearing No. 3611
Nonrenewal Effective 12/15/97
Ruth Webb
State Farm Fire & Casualty Ins. Co.
Hearing No. 3619
Nonrenewal Effective 12/18/97
Joseph M. Broniewicz
8648 Bethany Lane
Tinley Park, IL
Effective 11/24/97
Frank P. Buckley
3510 North Sheffield, Apt. 1
Chicago, IL
Effective 12/1/97
Jean M. Cardinal
10342 South Central Park
Chicago, IL
Effective 12/22/97
Audrey A. Clamage
1332 North Sutton Place
Chicago, IL
Effective 12/22/97
Robert B. Clucas
126 Smith Street
Kewanee, IL
Effective 12/15/97
Steve Cuckovich
1960 183rd Place
Lansing, IL
Effective 12/26/97
Ralph R. Dantino
515 Summit Street
Geneva, IL
Effective 11/24/97
Rajiv K. Dass
1319 Caribou Trails
Carol Stream, IL
Effective 11/24/97
Charles Dean
7214 University
Chicago, IL
Effective 12/15/97
Nabil Z. Elddine
2264 North Elm Street
River Grove, IL
Effective 11/24/97
Jose B. Fernandez
6417 North Kimball Avenue
Lincolnwood, IL
Effective 11/17/97
William P. Fischer
49W560 Hinckley Road
Big Rock, IL
Effective 12/22/97
Stewart R. Flink
69 Larkdale Road
Deerfield, IL
Effective 12/22/97
Robert J. Foldesi
1411 Dover Road
Bloomington, IL
Effective 12/22/97
Dominic Forte
231 Stanhope Drive
Willowbrook, IL
Effective 12/22/97
Joseph H. Geeter
4850 South Lake Park, #1512
Chicago, IL
Effective 12/22/97
Kenneth L. Gibson, Jr.
1452 West 107th Street
Chicago, IL
Effective 12/22/97
Joyce A. Gomez
3038 188th Street
Lansing, IL
Effective 12/22/97
Hector Gutierrez
5949 South Kedvale
Chicago, IL
Effective 12/22/97
Terrence E. Sam Harrington
529 Indian Terrace
Rockford, IL
Effective 11/24/97
William H. Howard
1017 Churchill Drive
Bolingbrook, IL 60440
Effective 12/22/97
Paula Huff
405 East Main, Suite 1
Collinsville, IL
Effective 12/9/97
Sohan P. Joshi
6315 North Kedzie Avenue
Chicago, IL
Effective 12/22/97
Jennifer K. Kosco
107 North 19th Street
Herrin, IL
Effective 11/26/97
Rita A. Kulpins
645 Leahy Circle E
Des Plaines, IL
Effective 12/22/97
Choel J. Lee
2920 West Berwyn
Chicago, IL
Effective 11/24/97
Sang K. Lee
540 Spring Hill Drive
Roselle, IL
Effective 12/1/97
Benjamin Lewin
336 Wellington, Apt. 2701
Chicago, IL
Effective 11/24/97
Shirley A. Lewis
4408 North Constantine
Peoria Heights, IL
Effective 12/22/97
Cornelius L. Lindsay
2180 Pointe Blvd.
Aurora, IL
Effective 11/24/97
Thomas R. Livergood
1N065 Coventry Drive
Wheaton, IL
Effective 11/24/97
Diane C. Ludwigsen
3410 Carefree Drive
Rockford, IL
Effective 12/1/97
Annette J. Lynch
910 6th Street
Charleston, IL
Effective 11/24/97
Paul R. Macko
4043 Gage Avenue
Lyons, IL
Effective 12/1/97
Li-Pin Ma
1N601 Augusta Court
Winfield, IL
Effective 12/1/97
Nanette Mariani
RR #1, Box 444A
Clinton, IL
Effective 11/20/97
Marcus A. Mayer
1145 Colony Lane
Roselle, IL
Effective 11/26/97
Richard Allen McClelland
509 Dartmouth
O'Fallon, IL
Effective 12/9/97
Annette M. McGovern
2142 West Thorn
Crete, IL
Effective 12/22/97
William F. McGrath
2009 Lawson
Gurnee, IL
Effective 12/22/97
Robert T. Mellenthin
832 Locust
Carrollton, IL
Effective 11/3/97
Frank Phillip Millela
801 Eagle Creek Road
Elwood, IL
Effective 11/24/97
William P. Murphy
210 West 22nd Street, Unit 126
Oak Brook Hill, IL
Effective 11/24/97
John R. Napolitano
204 Hicks Place
Palatine, IL
Effective 12/22/97
Robert B. Nelson
518 1/2 North 4th, Box 473
Quincy, IL
Effective 12/1/97
Anne M. Norvilas
13731 Quail Run Court
Lockport, IL
Effective 12/15/97
Richard E. O'Halloran
6105 Washington
Downers Grove, IL
Effective 12/1/97
Lois G. Otto
10 South 571 Madison
Burr Ridge, IL
Effective 11/17/97
Gerald M. Packer
6053 North Ridge
Chicago, IL
Effective 11/3/97
Michael F. Panebianco
15 West Cypress Street
Arlington Heights, IL
Effective 11/17/97
Robert Edward Pannier
6528 North Hiawatha
Chicago, IL
Effective 12/22/97
Carmenza Pearah
340 Gatewood Lane
Grayslake, IL
Effective 12/22/97
Dave J. Perucca
2444 Sale Court B1
Woodridge, IL
Effective 12/22/97
Fred A. Pope
Box 301, 106 Main
Tampico, IL
Effective 12/22/97
John B. Read, Jr.
720 Garden Street
Park Ridge, IL
Effective 11/24/97
John Richardson
388 Gallery Drive
Bolingbrook, IL
Effective 12/22/97
Nora J. Robinson
6006 North Kenmore Avenue, Apt. 305
Chicago, IL
Effective 11/3/97
Constance S. Rosenzweig
2728 North Hampden Court
Chicago, IL
Effective 12/22/97
Robert F. Schmidt
3605 Central #301
Glenview, IL
Effective 11/24/97
Timothy Wayne Shepherd
3223 Vista Drive, PO Box 2208
Danville, IL
Effective 12/17/97
David W. Sill
2809 9th Avenue
Rock Island, IL
Effective 12/22/97
Raymel G. Speed
316 Countryside Lane
Fairview Heights, IL
Effective 11/21/97
Lloyd Spencer
5726 West Ohio
Chicago, IL
Effective 12/22/97
Conrad John Spitek
811 15th Street
Wilmette, IL
Effective 12/22/97
Arno V. Sponeman
PO Box 84
Granite City, IL
Effective 12/22/97
April L. Swatek
2803 North 74th Court #2
Elmwood Park, IL
Effective 12/15/97
Rudolph Tessler
6227 North Central Park Avenue
Chicago, IL
Effective 11/24/97
Gene R. Trent, Jr.
12650 West Beaver Den Trail
Lockport, IL
Effective 12/1/97
Margaret O. Waters
18272 West Washington Street
Gurnee, IL
Effective 11/3/97
Anthony R. Wathan
PO Box 2293
Decatur, IL
Effective 12/23/97
Gerald M. Wawrzaszek
713 North Waterford Drive
Grayslake, IL
Effective 11/24/97
Lisa M. Williams
9501 Lawrence Court
Schiller Park, IL
Effective 12/22/97
Voluntary Revocation of Licensing Authority
Alter E & S Insurance Agency, Ltd.
414 Plaza Drive, Suite 306
Westmont, IL
Effective 12/23/97
James P. Bradley
62 Strasma Drive
Kankakee, IL
Effective 12/2/97
Wilford Faulkner
7212 South Bennette Avenue, 3rd Floor
Chicago, IL
Effective 11/7/97
Frank Xavier Harris
3525 Cass Court #614
Oakbrook, IL
Effective 12/23/97
Gary G. Powell
3656 Dove Drive
Decatur, IL
Effective 11/7/97
Michael J. Rothman
1105 North Quail Lane
Northbrook, IL
Effective 11/7/97
William G. Spear
13399 Strawberry Lane
Orland Park, IL
Effective 12/3/97
Order of Suspension
Paul Michael Gluck
213 Krotiak
Park Forest, IL
Effective 12/15/97
Gary R. Swanson
11N261 Muirhead Road
Elgin, IL
Effective 11/7/97 to 1/13/98
Stipulation and Consent Order - Civil Forfeiture Paid
John R. Acton
401 West Maple, PO Box 354
Cayuga, IN
Effective 12/30/97
A M & Associates of Chicago, Inc.
2213 West Cermak Road
Chicago, IL
Effective 10/9/97
Reuben E. Collier
2411 North Jackson Street
Waukegan, IL
Effective 12/4/97
Community Insurance Center, Inc.
526 East 87th Street
Chicago, IL
Effective 10/7/97
Dennis Dean Daniels
114 East Bridgeport Street, PO Box 192
White Hall, IL
Effective 11/7/97
Robert M. Davis
9650 Laramie
Skokie, IL
Effective 9/30/97
Brad E. Dillman
601 South 6th Street
Herrin, IL
Effective 10/7/97
Eugene Herbert Frost
4103 Rt. 23
Harvard, IL
Effective 11/13/97
Interstate Risk Placement, Inc.
3523 West Willow Knolls Drive
Peoria, IL
Effective 11/25/97
Christian Ketcherside
2150 McCausland
St. Louis, MO
Effective 10/9/98
Beverly A. Knauer
243 Williams Street
New Lenox, IL
Effective 10/7/97
Michael J. Masterson
PO Box 535
Warrensburg, IL
Effective 12/4/97
Missouri Insurance Exchange
6680 Chippewa, Suite 230
St. Louis, MO
Effective 10/9/97
Milton E. Moses
430 East 86th Street
Chicago, IL
Effective 10/7/97
Douglas P. O'Neill
405 Seigmund Avenue
Joliet, IL
Effective 11/20/97
Robert D. Tomlinson
3890 Bernay Lane
Hoffman Estates, IL
Effective 11/21/97
Steven Rawls Twaddle
3004 West Lawrence
Springfield, IL
Effective 11/12/97
Oscar S. Villarreal
2845 North Melvina
Chicago, IL
Effective 10/9/97
Denial of Request for License
Tommie L. Brown
4258-A Farlin Avenue, PO Box 18333
St. Louis, MO
Effective 12/17/97
Louis Deitelbaum
645 Pinetail Street
Deerfield, IL
Effective 12/15/97
Louis S. Falat, Jr.
331 Coventry Court
Clarendon Hills, IL
Effective 11/20/97
Other Action
Michael T. Gedzun
2830-E Chayes Park Drive
Homewood, IL
Suspension lifted 12/12/97
Arthur R. Meyers
229 Gingerbrook Lane
Bartlett, IL
Suspension lifted 6/30/97
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