Illinois Department of Financial and Professional Regulation
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Rod R. Blagojevich, Governor
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  Financial Literacy 101  

During this financial turmoil, it is a good time to assess whether short, medium and long-term financial plans continue to meet your needs. Make sure your debt is under control, insurance policies are up to date, and savings plans are in place to give you and your family the security you deserve. It is also a good time to make sure that the financial professionals and institutions that you rely on are appropriately licensed and in good standing with the State of Illinois.

IDFPR licenses and regulates almost all the professionals and the financial institutions you'll use to make these choices. The information below was collected from public and private websites recommended by leading financial publications. They should make it a little easier, save some aggravation, and protect against unnecessary loss of time or money. Finally, The Federal Deposit Insurance Corp. recently launched a Web site -- http://www.myfdicinsurance.gov -- to explain to consumers exactly how much of the money they have in deposit accounts is protected.


 Opening a Credit Account  

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Get Your Credit Report
What is a FICO Score?
Pick the Best Card
Credit Card Minimum Payment Interest
Protect Your Credit Rating
 

 Setting up a Household  

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The Basics of Money Management
Protect Yourself from Bank Fraud
Consejos para que usted se proteja contra el fraude bancario
Checking Account Basics
The Basics of Electronic Banking
Insure Your Belongings
 

 What You Should Watch Out for...  

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Is my Money Protected?
Borrower Beware
Title Loan FAQs
How to Guard Against Internet Thieves and Electronic Scams - FDIC Presentation

Identity Theft Consumer Brochure
ID Theft FAQs
Predatory Lending FAQs
Beware of Fraudulent Insurance Companies
 

 Buying/Leasing a Car

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How Much Can You Spend
New? Used? Lease? Purchase?
Get the Facts on Car Insurance
Register Your Vehicle
 

 Buying a Home  

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How Much House Can You Afford
Know Your Rights
Buying vs Renting
Information on Homeowner's Insurance
Nationwide Rates
Mortgage Calculators
AUDIO: Why Interest-only mortgages are risky
Interest Only Home Loans – Be Careful In Choosing This Option (PDF Document)
 

 Money Management

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Learning Early - Teach Your Kids
Retirement Concerns
Money FAQs
Life Insurance and Annuities
 

 Investing Your Money

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Motley Fool
SEC - Investor's Information
Building Wealth - A Beginner's Guide
SEC - Interactive Tools for Investors
Tomorrow's Money
Illinois State Treasurer's step-by-step guide

Financial Literacy

Get Your Credit Report
Mortgage Awareness Program
Consumer Tips
 · Banks and Real Estate
 · Insurance
 · Financial Institutions
 · Professional Regulation
File a Complaint
 · Banks and Real Estate
 · Insurance
 · Financial Institutions
 · Professional Regulation