Using a Credit Card*
Know your credit card protections.
When you have used your card for a purchase and you don't receive the
goods or services as promised, you might be able to withhold payment for
the goods or services. Card issuers must investigate billing disputes.
If your card is lost or stolen,
you are not liable for any charges if you report the loss before the card
is used. If the card is used before you report it missing, the most you
will owe is $50.
Protect your credit record.
Pay bills promptly to keep finance charges low and to protect your credit
rating. Keep track of your charges and don't exceed your credit limit.
Report any change of address prior to moving, so that you receive bills
* Courtesy of The U.S. Office
of Consumer Affairs